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For example, the money you are using to pay off the loan may be better utilized in an emergency savings account if you don't already have the recommended emergency fund with money to cover 6 to 12 months' worth of living expenses.
Since I became that woman who wrote the Fuck Off Fund, I’ve gotten a certain kind of education. You had ,000 in debt to show after five years of working. What I learned over the last year has a lot to do with secrets.
Firstly, I learned that I’m not alone in my mistakes, because you whispered to me, in the confessionals of Twitter messages and emails, things you said no one else knew. One class of secret includes the shame you’re carrying around about how “bad with money” you are. Imagine this army knows things about you: your race and your gender, your address, phone number, how many people are in your family, how much money you make, what you buy at the grocery store and Target, everything you’ve written on Facebook, everything you’ve searched online, everything you’ve said in your emails, where you’ve been with your phone in your pocket and where you are right now.
To stay out of debt, most people like to pay off their bills when they have some extra cash.
When you have an installment loan, is it best to pay it in full early or just pay the payments as agreed?